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4. Keep your credit card accounts open This step may seem counter-productive when weighed up with the need to keep your balances low, but that couldn't be. 1. Pay your bills on time. · 2. Keep credit card balances low. · 3. Check your credit report for accuracy. · 4. Pay down debt · 5. Use credit cards · 6. Don't open. 8 Easy Ways To Improve Your Credit Score · Knowledge is power. · Never miss a payment. · Try not to use more than % of your available credit · Ask for a credit.

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Key takeaways · Your payment history plays a large role in determining your credit score · Try to keep your balances below 30 percent of your total available. Write down payment deadlines for each bill in a planner or calendar and set up reminders online. Consistently paying your bills on time can raise your score. Reduce the amount of debt you owe · Keep balances low on credit cards and other revolving credit: high outstanding debt can negatively affect a credit score.

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Reduce the amount of debt you owe · Keep balances low on credit cards and other revolving credit: high outstanding debt can negatively affect a credit score. Key takeaways · Your payment history plays a large role in determining your credit score · Try to keep your balances below 30 percent of your total available. What to do: try to keep your utilisation of your current credit facilities to less than 35 percent of your limit. For example, if you have a credit card or a.